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Copyright © 2006 The Rodgers Group, LLC. All rights reserved.

The Rodgers Group, LLC hereby authorizes you to view, copy, print, and distribute the materials on this web site subject to the following conditions:

The materials are used for informational purposes only.

The materials are used for noncommercial purposes.

Any copy of the materials or portion thereof must include this copyright notice in its entirety.

Intellectual Property Ownership

The Rodgers Group, LLC, and the The Rodgers Group logo are trademarks or registered trademarks of The Rodgers Group, LLC. Any product names mentioned in this web site that are the trademarks or registered trademarks of their respective owners and are mentioned for identification purposes only.

Note that any program, publication, design, product, process, software, technology, information, know-how, or idea described in this web site may be the subject of other rights, including other intellectual property rights, which are owned by The Rodgers Group, LLC or other interested parties and are not licensed to you hereunder.

Disclaimer

This web site and the information contained therein (the “TRG” website) is provided by The Rodgers Group, LLC and is intended to provide general information on a particular subject or subjects and is not an exhaustive treatment of such subjects. Accordingly, the TRG Website is not intended to constitute legal, business, technical, consulting, or other professional advice or services. Before making any decision or taking any action that might affect your finances, you should consult a qualified professional advisor.

THE TRG WEBSITE IS PROVIDED AS IS, AND THE RODGERS GROUP MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES REGARDING THE TRG WEBSITE. WITHOUT LIMITING THE FOREGOING, THE RODGERS GROUP DOES NOT WARRANT THAT THE TRG WEBSITE WILL BE ERROR-FREE OR WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY. THE RODGERS GROUP EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, SECURITY, AND ACCURACY. YOUR USE OF THE TRG WEBSITE IS AT YOUR OWN RISK AND YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM THE USE OF THEREOF. THE RODGERS GROUP WILL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OR ANY OTHER DAMAGES WHATSOEVER, WHETHER IN AN ACTION OF CONTRACT, STATUTE, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) OR OTHERWISE, RELATING TO THE USE OF THE TRG WEBSITE.

If any of the foregoing is not fully enforceable for any reason, the remainder shall nonetheless continue to apply.